Hello my friends in the sales field! For those of you looking for a good job in the financial sector in Mumbai, I have a great opportunity. The well-known Muthoot Fincorp Ltd. is looking for a Senior Branch Sales Officer for the Borivali area. This is a field sales role with a lot of potential to earn good incentives.
About the Job: Be the Face of Muthoot in Borivali
As a Senior Branch Sales Officer, your main job is to be out in the market, not in the office. You will be the face of Muthoot Fincorp in the Borivali area. Your primary goal is to find new customers who need loans and help them through the entire process.
You will be working on two main products: Gold Loans and Micro LAP (Loan Against Property). This means you will be helping both individuals and small business owners to get the financing they need. It is a very active and target-driven job.
Here is a simple breakdown of your work:
- Find New Customers: You will travel through your assigned area in Borivali, visit small businesses, and do cold calling to find potential customers.
- Build a Network: You will find and build relationships with "Referral Partners" (like local property agents, accountants, etc.) who can give you leads for new customers.
- Doorstep Service: You will provide excellent service by visiting customers at their home or office to explain the loan products and help with the application.
- Manage the Loan Process: You will be the bridge between the customer and the branch, helping with everything from application to disbursal.
- Collections: You will also be responsible for following up with customers for early-stage payments.
Who Can Apply for This Job? (Eligibility)
Muthoot Fincorp is looking for a driven and energetic sales professional. You are a great fit for this role if you have:
- Education: A Graduate degree in any stream is usually required for this position.
- Experience: You must have 2 to 6 years of experience in a sales role.
- Important Experience: You must have experience in the lending business. This means you should have worked in a bank, NBFC, or a financial company selling loans.
- Skills You Need:
- You must be good at business development and finding new customers.
- Excellent communication skills, both in the local language and English.
- Strong relationship-building skills.
Salary and Location Details
For a Senior Sales Officer with 2-6 years of experience in Mumbai, the estimated salary can be in the range of ₹25,000 to ₹45,000 per month. A very important part of your earning will be the sales incentives, which you get for achieving your targets.
The job is for the Borivali area in Mumbai, Maharashtra. Since it's a field sales role, you will likely report to one of the Borivali branches but spend most of your day traveling in the local market.
About the Employer: Muthoot Fincorp Ltd.
Muthoot Fincorp is one of India's leading Non-Banking Financial Companies (NBFCs). It is a part of the Muthoot Pappachan Group and is a very trusted name across the country for providing various types of loans, especially gold loans. A sales career here is very rewarding with good incentives and growth opportunities.
Frequently Asked Questions (FAQ)
What is the main job of a Senior Branch Sales Officer?
The main job is to find new customers for Gold Loans and Loans Against Property (LAP). It is a field sales role where you will meet potential clients, build a network of referral partners, and achieve your monthly sales targets.
Is this an office job or a field job?
This is almost entirely a field job. You will be assigned a Branch Business Manager to report to, but your main work will be in the market of your assigned territory in Borivali.
What is Micro LAP?
LAP stands for Loan Against Property. 'Micro LAP' usually refers to smaller ticket size loans given to small business owners against their property. This will be one of the key products you will be selling.
Do I need to have a bike for this job?
While not explicitly mentioned, for a field sales role that requires extensive travel within a specific area like Borivali, having your own two-wheeler is almost always a necessity.
What is the salary for a sales officer at Muthoot Fincorp?
While the company has not stated the salary, the estimated fixed salary can be between ₹25,000 to ₹45,000 per month. On top of this, you can earn very attractive sales incentives, which can be a big part of your total income.
What is the career growth path for this role?
A successful Senior Sales Officer can grow to become a Branch Business Manager (managing an entire branch), then an Area Manager (managing multiple branches), and so on. Muthoot provides a clear growth path for its sales employees.
Which Muthoot Fincorp Borivali branch is this job for?
The company has not specified a single branch. As a sales officer, you will be responsible for the entire Borivali territory and may need to coordinate with all the branches in that area, including Borivali East and Borivali West.
What is the Muthoot Fincorp Borivali contact number?
For job applications, you must apply through the official careers link provided. If you want to contact a local branch for general information, you can search for the contact numbers of their Borivali East or Borivali West branches online.
📄 Official Notification / Apply Link: https://mpgcareers.peoplestrong.com/job/detail/MFL_SBSO_1531427